Privacy Policy

Introduction

ThinkFin AI ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website at thinkfin.co and our services.

By using ThinkFin, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access our services.

Information We Collect

Personal Information

We collect information that you provide directly to us, including:

• Email address (when you join our waitlist)
• Name and contact information (when you create an account)
• Financial information you choose to share (income, expenses, assets, liabilities, goals)
• Payment information (processed securely through third-party payment processors)

Financial Persona Data

To provide personalized financial advice, we collect:

• Income profile (salary, freelance income, other income sources)
• Expense profile (fixed and variable expenses)
• Asset profile (savings, investments, property)
• Liability profile (loans, debts, EMIs)
• Career and skills information
• Financial goals and timelines
• Risk tolerance and investment preferences

Automatically Collected Information

• Device information (browser type, operating system)
• Usage data (pages visited, time spent, features used)
• IP address and location data
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Provide personalized financial recommendations and advice
• Calculate your Financial Health Score and Net Worth
• Generate decision verdicts for your financial questions
• Send proactive alerts about regulatory changes affecting you
• Recommend investments, insurance, and other financial products
• Process your transactions and manage your account
• Communicate with you about our services, updates, and promotions
• Improve our services and develop new features
• Comply with legal obligations and prevent fraud

Data Security

We implement industry-standard security measures to protect your information:

• Data encryption in transit (SSL/TLS) and at rest
• Secure database storage with access controls
• Regular security audits and vulnerability assessments
• Limited employee access to personal data
• Multi-factor authentication for account access

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Information Sharing

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf (payment processing, analytics, hosting)
• Financial Partners: When you choose to invest or purchase products through our platform, we share necessary information with mutual fund houses, insurance companies, or banks
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize us to share your information

Your Rights and Choices

You have the right to:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Portability: Receive your data in a structured format
• Opt-out: Unsubscribe from marketing communications
• Object: Object to certain processing of your data

To exercise these rights, contact us at devashishjaiswal84@gmail.com

Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience. You can control cookies through your browser settings. Disabling cookies may limit some functionality of our services.

Data Retention

We retain your information for as long as your account is active or as needed to provide services. After account deletion, we may retain certain information as required by law or for legitimate business purposes.

Children's Privacy

ThinkFin is not intended for users under 18 years of age. We do not knowingly collect information from children. If we discover we have collected information from a child, we will delete it immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: